TOP 13 Check Cashing Apps That Dont Use Ingo!

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Check Cashing Apps that Dont Use Ingo – Although Ingo Money is a popular check cashing app, there are many other apps that can be used for mobile deposits. In the United States, 12.5 million people use a check-cashing app on their phones. For many, Ingo Money is what they use to cash out their checks. Why is this app so popular when there are so many options?

It’s simple. Apps are the best way to cash your personal check. There are many options. A mobile app that allows you to deposit and cash checks from your smartphone is the best.

While cryptocurrency is the future of money, the truth is that you still need cash for many transactions and exchanges. There are many other options for those who wish to escape Ingo Money’s clutches (or struggle to get their money).

Top 13 Check Cashing Apps that Don’t Use Ingo Mobile Deposits

  • Wells Fargo App
  • US Bank App
  • GTE Financial Deposit2Go
  • Lodefast Check Cashing App
  • The Check Cashing Store
  • Chase App
  • Activehours App
  • Chime App
  • AnytimeCheck
  • Santander Mobile Banking App
  • Local Bank Mobile App
  • Boost Mobile Wallet App
  • Netspend

What is a Check Cashing App?

Check cashing apps are phone apps that allow you to cash checks in minutes with your mobile device. You can cash checks online without ever having to visit a physical location. If you live far from a bank, or the hours of the bank don’t suit your schedule, this can be a great option.

A check-cashing app allows you to cash checks at any bank and get the money into your account instantly. There are many check-cashing apps, so make sure you choose the one that suits your needs.

While some apps let you cash checks for a fee (some do not), others allow you to. Most apps charge a flat fee for each transaction. Some also offer discounts to users who cash more checks. Before you choose which app to use, make sure to review the terms and conditions.

Who uses check cashing apps?

You can also use check cashing apps to make a mobile deposit for payroll and government checks. You can conduct banking transactions using mobile banking apps instead of visiting a bank. You can access your banking online from any location as long as there is an internet connection. This means you don’t need to worry about traditional banking methods like going to the bank in person to do banking.

For those who don’t want to have to visit a bank in person to make their transactions, check cashing apps are a great option. Mobile deposit is another convenient way to manage your finances.

A few of the check cashing apps listed below do not use Ingo to make mobile deposits. They may also offer a free option to deposit your money. To conduct digital banking, many apps require a linked bank account. This allows them to send money, deposit checks, make cash instantly and manage balance queries.

What Mobile Check Cashing Apps That Don’t Use Ingo?

Ingo Money is the best online bank for depositing personal checks. Cashing checks can be done between $5 and $5,000. Fees vary depending on check type and amount. You can cash checks into your linked bank account, prepaid card, gift cards or debit cards. Credit cards and participating MoneyGram outlets are also available.

Ingo Money is not for everyone. This is due to the high fees. mainly due to high fees. If you want the entire check amount in your pocket, explore the following Ingo Money alternatives:

1. Wells Fargo App

Wells Fargo offers an app to deposit checks and receive free of charge.

Simply take a picture of your check’s front and back and follow the instructions to cash it.

You can deposit many types of checks using the Wells Fargo app, including:

  • Personal checks
  • Business checks
  • Government checks

Mobile deposited funds will be available the day after the date of the deposit credit.

Mobile deposits are available to Wells Fargo Online and Wells Fargo Business Online customers with an eligible checking or savings account. There are no fees.

You can download the app here:

2. US Bank App

You can deposit checks 24 hours a day with the US Bank App. Simply take a picture of your check to receive your cash.

The $225 first deposit of your daily total deposits will usually be available immediately. If your deposit was received before 9 p.m. Central Time, the rest of your deposit amount is usually available the next day.

Individual deposits above a specific dollar amount can take up to five business days to become available. US Bank will inform you if additional processing time is necessary before you confirm your deposit.

US Bank doesn’t charge any fees for check cashing

You can download the app here:

3. GTE Financial Deposit2Go

The mobile check cashing app allows you to make deposits from any location. A desktop scanner can scan your check and offer additional deposit options. To do this, you will need to have an account at GTE Online Banking.

These are some of the other benefits that Deposit2GO offers:

GTE members get a free gift

Deposits up to $10,000 per Day

For 18 months, check copies that have been deposited are available.

For more benefits, you can visit NCUA insured GTE Financial.

4. Lodefast Check Cashing App

Lodefast, a mobile check cashing application that is free and doesn’t require Ingo to make mobile deposits, can be used as a check cashing app. It’s easy to sign up for the Lodefast app and cash your checks from anywhere in the world.

Take a photo of the front and back to deposit a personal check. You will need to provide some basic information. Next, deposit your check using a secure electronic transfer. The app will cash the check using the payment method you choose. The payment selection is done during registration and the app will provide an instant receipt to show it.

5. The Check Cashing Store

The Check Cashing Store Mobile App allows you to deposit checks directly to your bank account, your Momentum Prepaid MasterCard, or any of your personal Visas, MasterCards, Discover, or prepaid debit card accounts. Simply take a picture of your check and follow the prompts for submission.

It’s free to download the Check Cashing Store Mobile App and is available to everyone. Depositing checks requires that you pay a fee. This can be anywhere from $5 to up 10% of the check amount.

You can download the app here:

6. Chase App

With the Chase app, you can deposit checks. It’s easy too. Simply take a picture of your check and follow the instructions to have the check deposited into you account.

QuickDeposit is Chase’s check-cashing service. It is free to use.

Deposits received before 11:59 Eastern Time on a working day will usually be available the next day. Non-business days or deposits submitted after 11pm Eastern Time will be processed on the next business day.

Chase reserves the right to delay availability if necessary.

Information about delayed availability will also be available in the Secure Message Center. This can be accessed from the main navigation menu.

You can download the app here:

7. Activehours App

Activehours App allows you to receive cash without having to cash your check. One of the few apps that allows cash advances based on screenshots of your timesheet from a specific pay period.

It is also free and users can offer “tips” to the app. If you have the timesheet, you can get a cash advance for free if you are having trouble paying your bills.

It is also a more cost-effective option to use this app , instead of being hit with late fees or bounced check fees.

Other benefits of the Activehours app include:

There are no fees. The user can decide if they want to pay a tip for the service, in any amount. The service can be paid for at no cost.

You can download the app here:

8. Chime App

Chime, an American financial technology company, offers fee-free mobile banking services. Mobile Check Deposit is a mobile check deposit service that offers check cashing.

Chime will decide whether Mobile Check Deposit is allowed based on your history with Chime-branded accounts, your direct deposit history, amounts, and other risk factors.

Mobile Check Deposit is available if you have made a minimum $1 direct deposit from:

  • Employer or payroll provider
  • A gig economy payer
  • Government benefits

After you have received your qualifying deposit, Chime will enable Mobile Check Deposit within your app automatically.

The company charges no fees to use its check cashing services.

You can download the app here:

9. AnytimeCheck

AnytimeCheck is next on the list. If you’re looking for check cashing services that don’t use Ingo, this is another option. This is the best option if you need to send and receive multiple checks.

AnytimeCheck is a combined check writing/check-depositing service that is designed for people to send and receive checks on a subscription basis. Subscribers can cash and write checks via the web, mobile, or on the phone.

Checks can be deposited to any U.S. bank account. AnytimeCheck fees are not charged per check but are based on a package. Prices range from $20 to send 10 checks or about $100 to send 75 checks or receive them all. Combination send-and-receive package can be purchased at a lower price per check.

Unless you cancel your subscription, fees are charged monthly.

You can download the app here:

10. Santander Mobile Banking App

Santander offers a mobile app that you can use for depositing checks. You can use the Santander Mobile Banking App to simply take photos of your check and follow the directions.

Mobile Check Deposit is free.

You can download the app here:

11. Local Bank Mobile App

Top banks such as Well Fargo and Bank of America offer banking apps that let users deposit checks remotely via mobile check cashing.

Your bank’s mobile app for checking cashing is more likely to have other features that will allow you to manage and monitor your account. However, a bank will always be the most affordable checking cashing place, as you’ll pay the least fees by using the app of your bank.

12. Boost Mobile Wallet App

The Boost Mobile Wallet app is a convenient way to keep track of your spending, cover purchases and manage your Mastercard or Visa prepaid cards. This is especially useful for those who aren’t banked, freelancers, workers in the online economy and receive multiple checks per month.

You can download the app here:

13. Netspend

allows direct deposits for employee paychecks and tax refunds.

A Netspend account has the advantage that direct deposits times hit 2 days before the date expected. You can also deposit personal checks and small business customer check into your Netspend card using your mobile phone.

You can download the app here:

What other check cashing apps can you use ingo?

Ingo Money is used by many other apps, such as:

ACE Mobile Loads

Ace Mobile Loads make use of Ingo Money technology. They allow users to deposit checks or load funds directly onto an Ace Elite Prepaid Debt Card. You can choose to receive a free ACH transfer after a 10-day wait.

Brink’s Money Prepaid

Ingo Money’s image-capture technology is used to create the Brinks Money mobile deposit app. It allows users to load funds onto their Brink’s Prepaid MasterCard remotely.

You can also transfer money to or from a savings account and send money to others using the app. The plan you choose will determine the fees. You can choose from the Pay-As You-Go Plan, Monthly Plan or Preferred Plan.

Online account-to-account transfer using the Brinks prepaid cards is free of charge. However, live customer service agents will charge $4.95.

Some Bank Apps

Ingo Money technology is also used by some local banks as well as other digital banking apps. Other apps that allow mobile check cashing are Waleteros, PayPal, and PayPal.


It can be difficult to find check cashing Apps that dont use ingo. Brink’s Prepaid and ACE Mobile Loads use Ingo technology. If you don’t want Ingo, then many of the most popular check cashing apps won’t work.

There are still some check cashing apps that do not use Ingo, such as the Wells Fargo App, The Chime App and The Check Cashing Store.

These apps let you cash checks directly from your smartphone.

It’s great to cash a check via an app. This is because you don’t need to go to your bank.

You can instead snap a picture, follow some prompts and get your check cashed from your phone.

Mobile check deposits have one downside: you aren’t “cashing” the check. Instead, you deposit it into your bank account.