Best 10 Credit Card Offers with No Balance Transfer Fees
Best 10 Credit Card Offers with No Balance Transfer Fees

Best 10 Credit Card Offers with No Balance Transfer Fees

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If you’re carrying a balance on your credit card, transferring it to a card with a lower interest rate can help you save money and pay off your debt faster. However, some credit cards charge a balance transfer fee, which can affect your savings. To help you avoid those fees, we’ve compiled a list of the top 10 credit card offers with no balance transfer fees.

What is a Balance Transfer Fee?

A balance transfer fee is a fee credit card issuers charge when you transfer your existing balance from one credit card to another. It is usually a percentage of the total amount transferred, typically around 3% to 5%. For example, if you transfer a balance of $5,000, you could pay a balance transfer fee of $150 to $250.

While a balance transfer can save you money despite the fee, it can be frustrating to have to pay an additional fee on top of the interest charges you are trying to avoid. Fortunately, credit card offers are available that waive this fee, making it easier to transfer your balance and save money on interest.

Top 10 Credit Card Offers with No Balance Transfer Fees

Chase Slate

  • 0% introductory APR for 15 months on purchases and balance transfers
  • No balance transfer fee for transfers made within 60 days of account opening
  • No annual fee

The Chase Slate card is one of the market’s most popular balance transfer cards. With no balance transfer fee and a 0% introductory APR for 15 months on both purchases and balance transfers, it’s a great choice for those looking to save money on interest and pay off their debt faster.

Citi Simplicity

  • 0% introductory APR for 18 months on balance transfers
  • No balance transfer fee for transfers made within 4 months of account opening
  • No late fees, penalty rates, or annual fees

The Citi Simplicity card is known for its straightforward terms and no-frills approach. With a 0% introductory APR for 18 months on balance transfers and no balance transfer fee for transfers made within 4 months of account opening, it’s a great choice for those who want to simplify their finances and save money on interest.

Discover it Balance Transfer

  • 0% introductory APR for 18 months on balance transfers
  • No balance transfer fee
  • Cashback rewards on purchases

The Discover it Balance Transfer card offers a 0% introductory APR for 18 months on balance transfers and no balance transfer fee. Additionally, cardholders can earn cashback rewards on purchases, making it a great choice for those who want to save money on interest and earn rewards at the same time.

HSBC Gold Mastercard

  • 0% introductory APR for 18 months on balance transfers
  • No balance transfer fee
  • No annual fee

The HSBC Gold Mastercard offers a 0% introductory APR for 18 months on balance transfers and no balance transfer fee. With no annual fee, it’s a great choice for those who want to save money on interest without paying additional fees.

Wells Fargo Platinum Visa

  • 0% introductory APR for 18 months on purchases and balance transfers
  • No balance transfer fee for transfers made within 120 days of account opening
  • No annual fee

The Wells Fargo Platinum Visa card offers a 0% introductory APR for 18 months on purchases and balance transfers. Additionally, cardholders can enjoy no balance transfer fee for transfers made within 120 days of account opening, making it a great choice for those looking to save money on interest and pay off their debt faster.

BankAmericard Credit Card

  • 0% introductory APR for 18 billing cycles on balance transfers
  • No balance transfer fee for transfers made within 60 days of account opening
  • No annual fee

The BankAmericard Credit Card is a popular choice for those looking to transfer their high-interest credit card balances. It offers a 0% introductory APR for 18 billing cycles on balance transfers and no balance transfer fee for transfers made within 60 days of account opening. With no annual fee, it’s a great option for those who want to save money on interest without paying additional fees.

Capital One Quicksilver Cash Rewards Credit Card

  • 0% introductory APR for 15 months on purchases and balance transfers
  • No balance transfer fee
  • Cashback rewards on purchases

The Capital One Quicksilver Cash Rewards Credit Card offers a 0% introductory APR for 15 months on purchases and balance transfers. Additionally, cardholders can earn cashback rewards on purchases, making it a great choice for those who want to save money on interest and earn rewards at the same time.

US Bank Visa Platinum Card

  • 0% introductory APR for 20 billing cycles on balance transfers
  • No balance transfer fee for transfers made within 60 days of account opening
  • No annual fee

The US Bank Visa Platinum Card is one of the best options for those who want to transfer a high balance to a card with a long introductory period. It offers a 0% introductory APR for 20 billing cycles on balance transfers and no balance transfer fee for transfers made within 60 days of account opening. With no annual fee, it’s a great choice for those who want to save money on interest without paying additional fees.

SunTrust Prime Rewards Credit Card

  • 0% introductory APR for 15 billing cycles on balance transfers
  • No balance transfer fee for transfers made within 60 days of account opening
  • Cashback rewards on purchases

The SunTrust Prime Rewards Credit Card offers a 0% introductory APR for 15 billing cycles on balance transfers and no balance transfer fee for transfers made within 60 days of account opening. Additionally, cardholders can earn cashback rewards on purchases, making it a great choice for those who want to save money on interest and earn rewards at the same time.

PenFed Promise Visa Card

  • 4.99% promotional APR for 12 months on balance transfers made through April 30, 2023
  • No balance transfer fee
  • No annual fee

The PenFed Promise Visa Card offers a low promotional APR of 4.99% for 12 months on balance transfers made through April 30, 2023, with no balance transfer fee. Additionally, there’s no annual fee, making it a great choice for those who want to save money on interest and avoid paying additional fees.

best fits your needs and start working toward becoming debt-free today!

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